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Watercraft
Comprehensive Coverage for Your Boats and Personal Watercraft
Today, you need a watercraft insurance policy that will provide comprehensive coverage for both you and your boats or personal watercraft. American Modern Home
has provided watercraft liability and property insurance countrywide for more than 25 years.
Boats: Stern-to-Stern Coverage
Hull and equipment coverage provides protection for your boats, motors and all normal operating equipment. Eligible types include: inboard, outboard, sailboats,
pontoon boats, inboard/outdrive, bass boats, and houseboats. Liability coverage insures up to $300,000 CSL, including water skiing liability, and also provides
up to $25,000 for bodily injury and $5,000 Medical to family members. Additional watercraft coverages include Emergency Assistance, Non-Owned Watercraft Liability,
Uninsured Watercraft and $1,000 Personal Property.
Personal Watercraft (Jet Ski, Sea-Doo, Waverunner, etc.)
Personal watercraft and accessory coverage provides protection for your personal watercraft as well as trailers and safety equipment.We offer a multi-unit discount for
individuals who insure more than one personal watercraft with American Modern Home.
Liability Protection for Peace of Mind
Provides liability protection against bodily injury or property damage claims made by others against you. Waterskiing-Towing Liability, when purchased, provides
coverage for accidents while individuals are waterskiing, knee boarding, wake boarding or being towed behind the insured watercraft. Optional Trailer coverage is also
available.
Manufactured Housing/Mobile Home
Comprehensive Protection for Your Home
When you insure your manufactured home, you are buying protection for your home, its contents and yourself. With an American Modern Home policy, you can be sure
the protection is unsurpassed.
Physical Damage Coverage
American Modern Home policies cover many different types of damage to your home such as fire, vandalism, earthquake and burglary. If your home is damaged and you
need to make other temporary living arrangements, your physical damage coverage will help take care of that cost too. Coverage for other types of damage may also be
available for your home, just ask your manufactured home insurance representative.
Examples of some coverages:
Personal Liability, vandalism, fire, debris removal caused by a loss, radio and television antenna damage, theft or attempted theft, damage to home caused by a vehicle, emergency
removal coverage, water damage from bursting pipes, earthquake damage, explosions, trees, shrubs, plants and lawn damage, falling objects, above-group supports
damage, credit card forgery and counterfeit money, additional living expenses, and damage to tie-down equipment.
We also offer coverage on Rental, Seasonal and Tenant mobile homes.
Collector Car
Beyond standard coverage for beyond standard autos. We’ve taken our knowledge and designed a program to suit even the most dedicated car enthusiast.
Comprehensive Protection for Your Motor Home/Travel Trailer
Because your road trip should be fun, we take recreational vehicle insurance seriously. We want to make sure that you have the right coverage to protect you from loss, and that you understand the
important coverages that a motor home or travel trailer owner needs.
Our motor home and travel trailer program offers broad coverage, understandable policy language, and coverages that you rarely get with an endorsement to an automobile policy.
Dwelling Fire Insurance Coverage
You purchase insurance for peace of mind, but there are times when
comprehensive coverage is more than you need. That is why we offer dwelling fire insurance coverage.
Rather than focusing our coverage on items which do not fit your needs, we have developed basic coverage for catastrophic events. You will only pay for what you need,
it's coverage at a reasonable price. With our dwelling fire policy, you will not only purchase quality, you will purchase efficiency. Our claims staff takes great pride in settling
claims as quickly as possible.
What you need, when you need it
Our dwelling fire program provides basic coverage for damage from the following events - fire or lightning, internal explosions, windstorm or hail, and riot or civil
commotion. Optional Coverages include Resident Burglary, Vandalism or Malicious Mischief, Personal Property and Personal Liability.
Coverage that fits your needs
Our dwelling fire program is an ideal policy for many situations. If you own a seasonal home, a house that you rent out, if your home is vacant while you are selling it or
for other reasons, you may need only this basic coverage. We also offer Premises Liability and other optional coverages.
Motorcycles
Do you currently write motorcycles in Nebraska or Iowa? If you do, be sure to check
out our rates for all types of drivers for Motorcycles, ATV's, Dirt Bikes and High Performance Motorcycles.
We have preferred programs for Harley Davidsons, touring motorcycles and a program for Custom/Classic/Antique Motorcycles.
Travel Loss Coverage is abailable for most programs. This includes Towing & Emergency Service, Trip Interruption, Safety Apparel Coverage and Motorcycle Touring
Service.
Optional Coverages:
Medical Payments up to $10,000
Replacement Cost on the Motorcycle Accessories
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